CHAT Insurance offers very competitive rates for auto insurance in Toronto and surrounding areas, but beyond that, you are dealing with an experienced broker whose main interest is to look after yours.
There are a number of ways to save on your auto insurance premium:
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- Discounts: winter tires, hybrid, insuring your home and car with the same insurer, insuring multiple vehicles, participating in a usage-based program, or being eligible for an employer discount…
- Coverage and deductible: collision and comprehensive coverage on an older vehicle might not be essential, and raising your deductibles will lower your overall premiums
- Car usage, driver experience and claims all have a major impact on your premium. You can decide to carpool or uber instead of driving your car in to work to save. Be aware that the more years you maintain a clean driving record and are claimless, the lower your premiums will be.