Auto Insurance

Collision, comprehensive and liability coverage for all your vehicles

Buying Auto Insurance Has Never Been Simpler

CHAT Insurance offers very competitive rates for auto insurance in Toronto and surrounding areas, but beyond that, you are dealing with an experienced broker whose main interest is to look after yours.

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Get an Online Car Insurance Quote Now with CHAT Insurance:

  • In five minutes, you can get a car insurance quote that is completely free. Immediately you'll compare auto insurance rates from more than 15 insurance companies.
  • You can then finalize that quote with a broker who'll make sure the coverage you selected is appropriate and sufficient for your current needs. We want you to avoid any situation in which you thought you would be covered but failed to get the right coverage.
  • You can get as many quotes as you like on our website, if you're considering purchasing a new car for instance. You can also call us whenever you want to check on your current coverage or if you have a question about insurance. 
  • Get quotes for car insurance in Toronto, and other areas in ON such as Ottawa, Richmond Hill, Markham, Scaroborugh, Stouffville, Vaughan.

How to Save on Your Car Insurance

There are a number of ways to save on your auto insurance premium:

  1. Discounts: winter tires, hybrid, insuring your home and car with the same insurer, insuring multiple vehicles, participating in a usage-based program, or being eligible for an employer discount...
  2. Coverage and deductible: collision and comprehensive coverage on an older vehicle might not be essential, and raising your deductibles will lower your overall premiums
  3. Car usage, driver experience and claims all have a major impact on your premium. You can decide to carpool or uber instead of driving your car in to work to save. Be aware that the more years you maintain a clean driving record and are claimless, the lower your premiums will be.
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